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www.netspend.com

You can get a card from www.netspend.com. There are other cards out there that allow you to add funds from Western Unions or MoneyGram locations for a fee, but they ask for SSN, though sometimes they don’t verify it.

Anyhow, the downside to stored value cards is there is no way to deposit a CHECK into the account. I recently received a check from my insurance company for about $2800 issued from Bank Of America, it took me 3 Bank Of America’s and talking to several branch managers before I found one who would cash my check for me, the other 2 banks told me the check was ‘over their limit’ for non-customers.

I advise you to try local bank branches to open up checking accounts without SSN. The thing that bugs me is there is no law requiring a Bank to obtain a SSN for non-interest bearing checking accounts, there is no interest being acrued thus they don’t have to report to the IRS. My bank wont even open an account for me using 2 forms of ID,www.netspend.com one of which is the credit card issued by their bank! Another thing that’s hard to deal with is Credit Bureaus, once they have your SSN, it’s pretty much there for life, however I did manage to social engineer TransUnioninto removing my SSN claiming the one on file was inaccurate, and as a privacy advocate I do not give out my SSN, but under the Fair Credit and Reporting Act, they are required by law to remove inaccurate information. They agreed to remove it ‘temporarily’ as my SSN would be reported to them by my creditors they claimed, little did they know my creditors don’t know what my SSN and so I now have credit and a credit report with no SSN attatched to it! www.netspend.com


As I mentioned California CPUC does not regulate cellular companies so it is difficult to obtain a cellphone without an SSN because almost every carrier requires this information to ‘run a credit check’ — or so they claim. I did however convince an AT&T wireless salesperson to run my credit using the SSN 000-00-0000 and I got approved, and the inquiry showed up on my Transunion report. So it is possible to get a cellphone through AT&T wireless without a SSN, though it may be hard to convince the salesperson that they don’t need your SSN to run credit.

NetSpend.com

NetSpend Corporation (NetSpend.com) is one of the premier providers of innovative, accessible prepaid debit cards which empower consumers with the convenience, security and freedom to be self-banked.

We achieve our mission by serving our customers anytime and anywhere, being trustworthy, reliable, and delivering innovative high value products and features. NetSpend’s proprietary processing platform enables us to support prepaid card programs end-to-end from customer acquisition and card fulfillment through customer service and risk management.

The NetSpend® Prepaid Card Network includes over 65,000 U.S. locations consisting of leading alternative financial service centers, retailers, and consumer brands serving the un-banked and under-banked markets; and strategic relationships with leading card issuers, EFT networks, and payment card associations

Visit: NetSpend.com

NetSpend

an Austin, Texas based provider of short-term consumer cash solutions, is collaborating with NetSpend Corporation, one of the premier providers of prepaid solutions in the United States, to make available its ALL-ACCESS(R) MASTERCARD Prepaid Card to consumers at more than 390 EZMONEY loan services stores across ten states.

NetSpend All-Access MasterCard Prepaid Card allows customers to load funds onto the card and use it wherever MasterCard debit cards are accepted. A new overdraft protection feature allows customers, who make direct deposits to the card, ongoing access to account overdraft protection up to $300.

“We are dedicated to meeting the growing demand in the United States for prepaid cards and to continue to provide innovative card features and capabilities,” said NetSpend CEO Rick Savard. “This relationship with EZCORP marks another significant milestone in our ongoing efforts to increase our reload network and expand our market presence.”

As a result of the strategic partnership with NetSpend, EZCORP consumers searching for prepaid products, or existing NetSpend customers who need to reload their prepaid accounts, will enjoy new availability and convenience.

“We developed this new card with NetSpend to allow us to provide our customers additional convenience, flexibility, and peace-of-mind in their day-to-day financial lives,” said EZCORP CEO Joe Rotunda.

EZCORP is an Austin-based market leader in the specialty consumer finance industry dedicated to satisfying the short-term cash needs of consumers who find themselves both cash and credit constrained.

NetSpend All-Access MasterCard Prepaid Cards are issued by MetaBank, pursuant to a license from MasterCard International Incorporated. MetaBank member FDIC.

ABOUT NETSPEND

NetSpend Corporation is one of the premier providers of innovative, accessible prepaid debit cards that enable financial freedom for self-banked consumers. Grounded by a mission of financial empowerment, NetSpend is committed to meeting its customers’ financial services needs on their terms while offering the convenience, security and acceptance of conventional financial services. NetSpend’s proprietary processing platform allows it to support prepaid card programs end-to-end from customer acquisition and card fulfillment to customer service and risk management. The NetSpend(R) Prepaid Card Network includes leading consumer brands and companies serving the un- banked and under-banked markets, and its strategic relationships include card issuers, EFT networks and payment card associations. For more information, visit www.netspend.com.

ABOUT EZCORP

EZCORP (NASDAQ:EZPW) is primarily a lender or provider of credit services to individuals who do not have cash resources or access to credit to meet their short-term cash needs. The Company offers non-recourse loans collateralized by tangible personal property, commonly known as pawn loans, in 295 U.S. and three Mexico EZPAWN locations open at June 30, 2007. At these locations, the Company also sells merchandise, primarily collateral forfeited from its pawn lending operations, to consumers looking for good value. In 390 EZMONEY locations and 80 EZPAWN locations open at June 30, 2007, the Company offers short-term non-collateralized loans, often referred to as payday loans, or fee based credit services to customers seeking loans.

ABOUT METABANK